Student Loans

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The USFCU Smart Option Student Loan® by Sallie Mae®
For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialists

To learn more or to apply, please get started here.

If you need a little help find the right school or any help planning your education, visit one of these sites for helpful resources and tips!

Are you a high school senior looking for scholarships to help you get through without getting loans? Apply for a USFCU Scholarship. Click here for more information.

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