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Routing Number: 264278445

USFCU Membership

Become A Member Today!

To establish membership, you must deposit and maintain a $5.00 balance in a Share/Savings Account. After membership has been established, you are eligible for all other USFCU products and services and remember once you’re a member, you’re always a member.

A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a “field of membership.” The field of membership may include where they live, where they work, or their membership in a social or economic group.


There are many ways in which you can place your membership with USFCU. To be eligible to join you must:

  • Live, work, worship, or attend school in most of:
    • Sullivan County, TN
    • Washington County, TN
    • Russell County, VA
    • Smyth County Virginia
    • portions of Wythe County Virginia
    • portions of Tazewell County Virginia
    • Buchanan County Virginia
    • Dickenson County Virginia
    • Scott County Virginia
    • Lee County Virginia
    • Carroll County Virginia
    • Bell County Kentucky
    • Harlan County Kentucky
    • portions of Letcher County Kentucky
    • City of Bristol Virginia
    • City of Norton Virginia
  • Work for one of our select employer groups
  • Have an immediate family member or household member who is eligible for membership

Family Membership

Are you aware that your immediate family members and household members are eligible to join the credit union and begin using the many benefits USFCU has to offer? You already enjoy the benefits of credit union membership, so why not pass them along to the important people in your life? Encourage your immediate family to join United Southeast Federal Credit Union today.

Immediate family is defined as:

  • Parents, Spouse, Children, Siblings, Grand Children, Grand Parents
  • Step-Parents, Step-Siblings, Step-Children, Legal Guardian, Adopted Children

Household is defined as:

  • Persons living in the same residence maintaining a single economic unit

Membership in United Southeast Federal Credit Union is open to employees and immediate family members of our select employer groups.

Become a Business Partner of USFCU

Offering the benefit of a credit union is one of the best “fringe benefits” you can provide to your employees. Your employees will look forward to hearing more about what the credit union can do for them. This is one employee benefit that works very hard at being just that…A real benefit. And best of all, you can partner with United Southeast Federal Credit Union at no cost to your organization.

Give your employees an opportunity that will last a life time.

Once your organization partners with USFCU, your employees are eligible to join as well as their family members. For more information contact US.

The National Credit Union Share Insurance Fund (NCUSIF) provides all members of federally insured credit unions with $250,000 in coverage for their single ownership accounts. These accounts include regular shares, share drafts, money market accounts, and share certificates. Individuals with account balances totaling $250,000 or less at the same insured credit union are fully insured. Individual Retirement Accounts (IRAs) are insured separately up to $250,000 as well.

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