Everyone has something that they do best. USFCU is extremely good at new and used car financing. Whether it’s just off the lot new or up to ten years old, we have a plan that will fit your needs and budget.
We finance up to 100% of the sticker price or NADA retail value (based on your personal credit history).
If your car is financed elsewhere, you owe it to yourself to check our rates, terms and disclosures. We may be able to lower not only your monthly payment but your overall cost as well. New, used, or refinancing, your first and last stop is USFCU. We do auto financing right.
First-Time Auto Loans
Our First-Time Auto Loan is designed for young adults who have limited credit and are ready to purchase their first car. This loan comes with low rates, manageable terms and is a great way to establish a credit history. When you choose United Southeast Federal Credit Union to finance your first vehicle, you’ll get a whole lot more than just a new ride. Check out the details below to see if you qualify!
Loan amounts up to $15,000 with terms up to 66 Months
Great loan rates with low monthly payments
No credit history? No problem!
Must be 18 years or older, employed for a minimum of six months.