Financial Services

Financial ServicesDirect Deposit
If you just love standing in long lines waiting to cash or deposit a paycheck that’s great; we’d love to see you. But, if you like the safety and convenience of knowing that your paycheck will be in your account on time every time, we need to talk about direct deposit. Talk with any of our Member Services Representatives or talk with your payroll department about getting direct deposit started – just think of all you can do with all that extra time!

Payroll Deduction
Saving money is a habit and habits are established by repeating something over-and-over until you no longer have to think about doing it. United Southeast Federal Credit Union and most of our Select Employer Groups have just the tool to help you establish a great savings habit –  It’s called Payroll Deduction. Pay yourself first and after just a few paydays, it will become a habit and easier to live without. Another great use of payroll deduction is for making your loan payments. You never have to remember the due date or worry about office hours when your payments are made through the convenience of payroll deduction. Call us today to learn how you can start a great new habit with payroll deduction.

Automatic Transfers
Set up your transfers and forget about it. No more worrying over when your payments are due, no more stressing over allocating your funds to different accounts. Automatic transfers offer you peace of mind. Request automatic loan payments or set up your own transfers through @ccessUS. You can transfer funds to loans, sub-accounts, or separate accounts. Then, all you have to do is periodically check your statements to make sure everything is still the way you want it. Want to make a change? It’s easy to cancel or change your automatic transfers with just a click of a button. It’s easy and convenient just for you.

Wire Transfers
Need to move a large sum of money to someone else at a another financial institution? We do wire transfers to anywhere in the world. All you have to do is fill out a form for our experienced Accounting Department and they will send the funds where they need to go. How’s that sound? Simple, easy, and convenient for you and who ever you’re sending the money to.
Certain fees and restriction may apply. Contact US for more information.

Investment Counseling
What will the future hold? Will you be able to retire comfortably? Are you meeting your financial goals? USFCU offers free one-on-one investment counseling services with David Lamie. David has 30+ years experience in Financial Services. He wants to help you reach your goals and succeed at no cost to you. Call us for more information or to schedule your appointment .  Such investments are not federally insured and may involve risk.

Cashier’s Checks
Need a secure way to pay for a “big-ticket” item? Maybe you just need a paper trail. If you need to make a purchase for something where a personal check won’t “fit the bill”, use a Cashier’s Check. Cashier’s Checks are a secure, traceable and reliable way to make payments.

Money Orders
People have used Postal Money Orders for many years. They have been such a popular means of money exchange that criminals have found a way to defraud them. If you are skeptical about other money orders, come see US. Our money orders are safe, reliable, and simple. Withdraw funds straight from your account or bring in cash to exchange for a Money Order.

GreenPathTM Member Financial Counseling
Do you ever wish you had a financial plan and could see tangible results from it? USFCU together with GreenPath can help you set your goals and reach them. USFCU offers this service at no cost to our members and your calls can be completely anonymous. Some of the benefits from GreenPath are :

  • Budgeting Services – Finally, someone to help you figure it all out.
  • Financial Counseling Services – Someone to talk to and ask questions you may not want anyone else to hear.
  • Credit Counseling Services – A chance to review your credit report and understand it.
  • Debt management Services – Freedom from all those bills and a plan of becoming debt free.
  • Mortgage Counseling Services – Designated professionals to help you figure out what mortgage options are available to you so you can make the best decision possible.