Savings

United Southeast Federal Credit Union offers a wide range of savings products designed to provide easy access or attractive interest earnings.  Savings

Savings (Share) Account
Regular share accounts are traditional savings accounts that earn dividends and are your key to membership at USFCU. Simply deposit and maintain a $5 balance in your Share Savings Account. The account is a great way to save for the future a little at a time, plus USFCU offers easy access and competitive dividend rates.

Christmas Club Account
Christmas Club accounts allow you to save throughout the year for your holiday expenses. You can start your account at any time of the year and make regular deposits. On October 1, after dividends have posted, we transfer all funds into your regular savings account. Set up automatic transfers, earn competitive interest rates, add to your account any time in person, mail, or payroll deduction. There is no minimum balance required.

Vacation Club Account
A savings account designed to help you prepare for your family’s annual vacation. You can start the account at any time throughout the year and make regular deposits. The account is open-ended so you decide when to begin and withdraw funds whenever you choose. Add to your account anytime in person, by mail, or payroll deduction. You can even set up automatic transfers so it makes it easier to save, plus there is no minimum balance required.   

Mad Money Account
Whether it is a new set of golf clubs, a night out on the town, a new pair of shoes, or a family night out; your Mad Money account can help you reach your goal. You can start your account at any time, make deposits whenever you choose. The account is open-ended so you decide when to begin and withdraw funds whenever you choose. Add to your account anytime in person, by mail, or payroll deduction. You can even set up automatic transfers so it makes it easier to save, plus there is no minimum balance required.

Newborn Account
Becoming a parent is the greatest feeling in the world. We know you want only the best for your new little one. Get them off to a great start with a Newborn Savings account. Establish the account within the first 90 days of new life and USFCU will deposit the first $5.00 into the account to establish the child’s membership. Once a member, always a member – now you have given your baby something great that will last them a lifetime.

Wedding Registry Account
If you or someone you know is getting married, encourage them to make good choices in the beginning of their marriage. Many people would prefer to receive money as a wedding gift as opposed to receiving items from a registry at a retailer. USFCU offers the perfect solution. Members can set up a Wedding Registry Account with US for guest to make deposits to. Then, they can use that money for their honeymoon, to make a down payment on a home, as an emergency fund, etc. The possibilities are endless.

Click here to download and print Wedding Registry Invitation Inserts.

Rates and Disclosures

Unless stated otherwise, dividends are compounded and paid quarterly.