Establishing and maintaining savings is a very important part of any good family finance plan. Typically, a family should have at least 3 to 6 months of take-home pay saved in an account that can be liquidated quickly and at minimal cost. This cushion will ensure that you and your family can withstand any short term illness, job change, or unexpected expense. 

United Southeast Federal Credit Union offers a wide range of savings products designed to provide either easy access or attractive interest earnings.  

 

Savings (Share) Account:  

Regular share accounts are  traditional savings account that earns dividends and are your key to membership at USFCU.  Simply deposit and maintain a $5 balance in your Share Savings Account.  The account is a great way to save for the future a little at a time, plus USFCU offers easy access and competitive dividend rates.  Check our rate information


Christmas Club Account:

Christmas Club accounts allow you to save throughout the year for those Holiday expenses.  You can start your account at any time of the year, and make regular deposits. On October 1, after dividends have posted, we transfer all funds into your regular savings account.  Set up automatic transfers, earn competitive interest rates, add to your account any time in person, mail, or payroll deduction.  And there is no minimum balance required.  Check our rate information

Vacation Club Account:

Use your Vacation Club account to help you prepare for your family's annual vacation or special trips you have planned.  You can start the account at any time of the year and make regular deposits.  The account is open-ended so you decide when to begin and withdraw funds whenever you choose.  Add to your account anytime in person, by mail, or payroll deduction.  You can even set up automatic transfers so it makes it easier to save, plus there is no minimum balance required.  Check our rate information   

Mad Money Account:

Use your Mad Money account for whatever you want.  Whether it is a new set of golf clubs, a night out on the town, a new pair of shoes, or a family night out; your mad money account can help you reach your goal.  You can start your account at any time, make deposits whenever you choose.  The account is open-ended so you decide when to begin and withdraw funds whenever you choose.  Add to your account anytime in person, by mail, or payroll deduction.  You can even set up automatic transfers so it makes it easier to save, plus there is no minimum balance required.  Check our rate information   

Money Market Account:

The Money Market account is designed for the individual who needs a degree of liquidity.  With a minimum deposit of $1,000 and a restriction to 6 withdrawals per month, the account is able to pay more near market rates.  With the Money Market account you will earn competitive market interest rates, plus you can make deposits by cash, check, payroll deduction, or direct deposit.  Check our rate information

View Our Savings & Investments Brochure

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