HOME EQUITY LOAN:  
Need money for a major remodeling project or just a paint-up and fix-up?  Let your home pay for it with a USFCU Home Equity Loan.  We have very affordable fixed rates and terms that make your payments affordable.    Closing costs are kept to a minimum and you can have your payments automatically deducted from your credit union checking or savings account.  (The interest you pay on your home equity loan maybe tax deductible.  Consult your tax adviser for a determination.)
 

 
 
HOME EQUITY LINE-OF-CREDIT:
 
Want the flexibility of knowing you have the money when you need it for home improvements, vacations, college expenses, a new vehicle or any other reason?  Then a Home Equity Line of Credit is the answer.  With a home equity line of credit, we can set up a line to a maximum of 90% of the equity in your home which is good for 30 years.  You can draw funds against your line today, tomorrow, or next year.  It is available whenever you need it.  Depending on your outstanding balance, the repayment terms can be anywhere from 6 years up to the full 30 years. The interest you pay on your home equity line of credit maybe tax deductible ( consult your tax adviser for a determination).
 
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